The Latest On EMV

The U.S. experienced a significant increase in the implementation of EMV in 2017 with Visa reporting a rise of 182% in the number of chip cards issued and over 2.3M merchant locations now accepting chip cards, representing a 473% increase since the beginning of the EMV migration in the U.S. For merchants who have upgraded to EMV, counterfeit fraud dropped 58% in March 2017 compared to a year earlier and over half of all U.S. storefronts now accept chip cards1. 96% of the top 200 merchants accept chip payments as opposed to 29% in the beginning of 20172.


Watch the OpenEdge EMV Solution Video

OpenEdge EMV Solution

Part of the EdgeShield™ Security Bundle

EdgeShield™ is a collection of security-related components designed to eliminate existing vulnerabilities within the payments chain. When integrated into systems that accept payments, the bundle can protect credit card data while at rest and in transit. EdgeShield includes:

OpenEdge EMV Solution This fraud-reduction technology seeks to protect card issuers, merchants and consumers from losses due to the use of counterfeit and stolen payment cards at the point-of-sale. The technology helps insulate our developer partners from complex device driving and card brand certifications.

End-2-End Encryption. OpenEdge’s proprietary encryption is designed to render cardholder data virtually unreadable, encrypted at the device. Merchants are unable to view card numbers after the swipe or hand-key.

Token Vault. Cardholder data is replaced by digital “tokens” based on this technology. Sensitive data is stored in the more secure OpenEdge vault rather than in the merchant environment.

PA-DSS 3.0 Out-of-Scope. Payment applications are rendered out-of-scope with EdgeShield, eliminating cumbersome PCI validation requirements.


PCI ASSURE. Merchants can simplify PCI compliance with online access to security self-assessment questionnaires, network scans and custom security profiles generated from the business’ processing activity. PCI ASSURE includes breach reimbursement to help merchants secure their businesses.

OpenEdge Solutions For QIR™

The latest requirements from the PCI Security Standards Council state that small businesses must have their payment applications and terminals installed by Qualified Integrators and Resellers (QIRs). These security professionals are trained and certified to install and maintain PA-DSS validated payment applications. OpenEdge will help you navigate the QIR™ requirements, whether you need access to certified installers or plan to get your staff certified.

OpenEdge: QIR Certified The security experts at OpenEdge have achieved QIR certification and can ensure your small business merchants are using payment applications installed and serviced in accordance with PCI standards.

QIR Blob OnlyGet Certified: QIR ASSIST
For developers who wish to pursue QIR certification, OpenEdge offers QIR ASSIST, a support program to get your staff certified and ensure you have access to payments security best practices. QIR ASSIST includes:

  • Consultation with PCI security experts
  • Education on topics such as: secure remote access, malware prevention, encryption and tokenization
  • QIR exam preparation
  • Post-certification marketing assistance to promote your new status as a Qualified Integrator and Reseller