The good news is that these are completely preventable problems. Decline Minimizer keeps operations humming, automatically updating expired and outdated card information daily. Merchants won’t wait days for updated information and customer security won’t be at risk as businesses send data files and compile lists of updated cards. Decline Minimizer works in your POS software, behind the scenes. The updating process is automatic, as are the benefits to businesses – fewer card declines and more approvals.